Car Finance

At Turnbulls of York, we believe in making your dream used car more affordable by providing a range of helpful finance options.

Our various finance and repayment schemes will allow you to spread the costs of the vehicle through monthly instalments, with each scheme concluding in a different manner.

Personal Contract Purchase (PCP)

PCP is one of the most popular ways of buying a new Approved Used car, thanks to its flexibility and affordable nature. All you need to do is put down a deposit and agree upon monthly payments. At the end of the agreement you can take ownership of the car by paying a deferred balloon payment, hand the car back and leave, or use the equity as a deposit for another vehicle.

Hire Purchase (HP)

A hire purchase agreement requires a deposit and monthly instalments to pay off the remainder of the car's listed price over an agreed period of time. Once all the instalments are paid, the car will be yours.

Personal Contract Hire (PCH)

Also known as personal leasing, PCH is essentially a hire scheme. This means that you never own your chosen car outright and instead your payments act as a rental fee. The fee will vary depending on your projected mileage, but you can get the cost of maintenance included in your agreement.

To find out more about any of the above finance options, simply contact Turnbulls of York today.